Colorado Springs the Top Market for Homebuyers Likely to Move in Q3 201
Current Relocation Trends in an Era of Post-Pandemic Strangeness While there were many theories that abounded about how COVID would affect trends throughout the country, including how it would affect relocation and housing, it didn’t seem to stop the already existing direction toward movement. But it did seem to lend some interesting inward and outward.. Read More
Is it a Good Idea to Get a Non-QM Refi in This Market?
For most people in the industry, we knew it was just a matter of time before mortgage rates started to ease back up. While the Federal Reserve was instrumental in keeping rates low for everyone during the COVID-19 pandemic and keeping the economy viable, the industry is being primed with new talks about possible incremental.. Read More
US Mortgages For Canadian Citizens
If you are a Canadian citizen who has moved to the United States or temporarily living and working here, buying a home here may be on your mind. Fortunately, getting a mortgage here is not predicated on citizenship, but on income. Consequently, if you have taxable income in the United States, you can qualify for.. Read More
Can I Get a Mortgage Without Tax Returns?
Most conventional mortgages require tax return income verification for the past two years to prove income. But there are many instances where a borrower may not want to provide tax returns. Aside from privacy, many people simply don’t show enough annual income to qualify for a mortgage on their official tax returns, especially if they.. Read More
Why Would an Underwriter Deny an FHA Loan?
Getting an FHA mortgage is often a great option for new home buyers or those with a limited housing budget to get home financing. An FHA loan offers many advantages, including low down payments, limited closing costs, more advantageous credit score criteria, and even the ability for the seller to pay some closing costs. But.. Read More
History Of Chattel Mortgages in the USA
When purchasing a piece of real estate, it’s important to understand the different types of mortgages. While many people assume that a conventional mortgage is the best or only option regardless of the type of property being purchased, that’s simply not the case. In many cases a chattel mortgage is the right option, especially if.. Read More
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