Meet The Founder
Vlad Kogan, a licensed mortgage professional (NMLS ID: 2149867), offers mortgage services to clients who may not meet some of the traditional mortgage requirements set forth by other mortgage lenders. In order for our company to think outside the box in regard to lending, it’s crucial that we have a leader who is willing to push the boundaries and get applicants the funds that they need to purchase the house of their dreams.
Vlad isn’t new to the world of nontraditional mortgages. Long before he was leading the company, he spent years working in the mortgage industry and was sponsored by A&D Mortgage, another mortgage company that takes the time to look at applicants as people, not numbers. During his years in the mortgage industry in which he was sponsored by A&D Mortgage, Vlad Kogan learned about many of the principles that make him the right man to lead our company.
A&D Mortgage is a direct, full-service mortgage lender that provides a variety of mortgage options for applicants who want to purchase a primary residence, a secondary residence, or an investment property. In addition to conventional mortgages, A&D Mortgage also provides a variety of other mortgage products, including government-sponsored mortgages and non-QM loans, including foreign national mortgages, jumbo mortgages, and bank statement-based mortgages.
A&D Mortgage is always looking for ways to expand their offerings, giving them the ability to put money in the hands of clients who may not be taking a traditional approach to home ownership.
For instance, in March of 2021, A&D Mortgage announced that they were introducing a Prime Jumbo loan that would be offered to mortgage applicants immediately.
A&D Mortgage saw the implementation of Prime Jumbo loans as a wonderful opportunity to expand their mortgage offerings to clients who come up just short of traditional mortgage requirements. The introduction of these mortgage types helps ensure that these applicants not only get the funds that they need, but that they get them quicker than before, allowing them to move into their new home as soon as possible.
Simplified Home Loans for Business Owners
Persons are who are self-employed have a difficult time ‘proving’ their income. With a growing gig economy more are faced with this challenge. Our unique methodologies meet the unique needs of the self-employed.
Prime Jumbo mortgages are just the most recent example of how A&D Mortgage has been revolutionizing the mortgage lending industry. For years, the team at A&D Mortgage has been working with clients while taking a more holistic approach to lending. They understand that applicants aren’t just a number, and the funds that they need are necessary for them to make their home ownership dreams a reality.
Today, Vlad carries the lessons that he learned while being sponsored by A&D Mortgage to our team. We know that mortgage lending isn’t a cookie cutter industry, regardless of what our more traditional counterparts may believe. Instead of viewing every loan application through the lens of rules and regulations, we believe that each application needs to be viewed on its own.
Much like the team at A&D Mortgage, our team views those applications and then looks for ways to say yes to the applicant. Your mortgage application process shouldn’t be stressful, and we’re here to help ensure that it isn’t.
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