October Surprise: 1/3 of Small Businesses Missed Rent
Clearly, the post-pandemic economy is on life support, and the real impacts of the financial strain are starting to impact not only individuals but businesses as well. According to recent reports, one out of three small businesses in America was not able to afford their rent payments in October. That’s not a good sign. Below,.. Read More
Non QM Loan Delinquency Rises Slightly in 3rd Quarter
Are you currently struggling to make ends meet as 2022 wraps up? You’re far from alone. Statistics indicate that almost half (40%) of Americans are currently having trouble paying off their bills and other expenses. With this in mind, it isn’t too surprising that Non-QM loan performance has been turbulent in the third quarter of.. Read More
Non-Traditional Condotel Financing and Refinancing Options
Even before the pandemic, short-term rentals were already on their way to becoming the next big money maker in America. From 2015 to 2020, the short-term rental industry grew about 300%! Among the explosion of the market as well as rent prices in general has emerged a new trend – condotels. Condotels are a set.. Read More
How to Get a Mortgage While Self-Employed
In April of 2020, the number of self-employed Americans reached a 10-year low, but that statistic is starting to rebound. Almost a year later in July of 2021, the number of self-employed Americans hit a historic high of 10.3 million! Now that it’s 2022, those numbers are starting to stabilize a bit. Have you found.. Read More
Can Bank Statements Help You Qualify for a Mortgage?
About 63% of homes in the US have an active mortgage, which goes to show that most Americans still have to rely on loans in order to fully cover the costs of buying a house. Amidst this economic turbulence we’ve all been experiencing since 2020, it’s become even more important for Americans to secure mortgages.. Read More
Non-QM Vs. Subprime Mortgages: Which One is Better?
The most disastrous economic downturn in modern history happened in 2008, and in large part, it was all because of subprime mortgages. These haphazardly handed-out loans eventually couldn’t be paid back and triggered a housing price collapse. As a result, new laws were put into place around 2013. Since then, reckless lending is no longer.. Read More
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