How to Get a Mortgage While Self-Employed
In April of 2020, the number of self-employed Americans reached a 10-year low, but that statistic is starting to rebound. Almost a year later in July of 2021, the number of self-employed Americans hit a historic high of 10.3 million! Now that it’s 2022, those numbers are starting to stabilize a bit. Have you found.. Read More
Can Bank Statements Help You Qualify for a Mortgage?
About 63% of homes in the US have an active mortgage, which goes to show that most Americans still have to rely on loans in order to fully cover the costs of buying a house. Amidst this economic turbulence we’ve all been experiencing since 2020, it’s become even more important for Americans to secure mortgages.. Read More
Non-QM Vs. Subprime Mortgages: Which One is Better?
The most disastrous economic downturn in modern history happened in 2008, and in large part, it was all because of subprime mortgages. These haphazardly handed-out loans eventually couldn’t be paid back and triggered a housing price collapse. As a result, new laws were put into place around 2013. Since then, reckless lending is no longer.. Read More
Non-QM Loans in 2022 and Beyond
Throughout the early months of 2021, more than 60% of homes got sold above their listing price, and for good reason! More and more Americans are looking to purchase homes, and the market shows no signs of slowing down despite all the inflation, rising interest rates, and climbing prices. What is changing, though, is the.. Read More
Mortgage Rates Rocket in 2022: Non-QM Lenders Race to Keep Up
In case you haven’t noticed, inflation has been soaring wildly and by June of 2022, it finally hit 9.1%. This increase marks the fastest rising inflation in 41 years since the pandemic has completely derailed supply and demand as well as the entire global market. In response, the Fed has also been increasing inflation rates… Read More
Condotel Financing in 2022
Condotels are the next big trend for 2022 and 2023, and there are great reasons why. Investors can purchase a single unit within a property, such as a single hotel room or an apartment in a condo, then use it as their own personal investment property. Does that sound intriguing? Are you interested in building.. Read More
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