Can Foreign Nationals Get Approved for a Mortgage?
As of 2021, more than one fourth (26%) of the U.S. population is made up of immigrants and their U.S. born children. In other words, our country is made up of a ton of foreign nationals! If you’ve recently come to the US for permanent residence but you’re not a citizen yet, then congratulations! Welcome.. Read More
How to Get a Mortgage if You Don’t Have a Tax Return
Recent estimates suggest that about 20% of homeowners have used risky alternative financing methods to fund their home loans. One reason why this statistic is so high is because millions of Americans get denied for traditional mortgages each year. Are you currently struggling to get a traditional mortgage because of an inability to get ahold.. Read More
Got a Mortgage Pre-Approval in the Mail? 5 Things that Go Wrong Afterwards
Have you ever received a pre-approval mortgage offer that seemed too good to be true? If so, then it’s important to be wary. Pre-approved loan scams are on the rise, and that offer may in fact be an attempt to collect your private data. It can be even worse than getting scammed, though, to get.. Read More
7 Reasons Why Your Mortgage Can be Rejected by an Underwriter
Recent statistics indicate that about 16% of all mortgage applications filed in 2020 got denied. One reason why that number is so high is because more people applied for mortgages in 2020. It’s important to note, though, that the Consumer Finance Protection Bureau doesn’t have a standard way of collecting denial rates, and preapproval denials.. Read More
What Does it Take to be a Non-Traditional Mortgage Lender
Throughout 2019, an overwhelming 15.1 million applications for mortgages got filed across the US to a whopping 5,508 mortgage lenders. While that seems like too much to handle, lenders were in for an even greater challenge once the pandemic hit. That’s because more Americans shifted over to non-traditional careers like freelancing or becoming business owners… Read More
What Happens If Your Mortgage is Denied After You Get a Pre-Approval?
Especially in today’s real estate market, getting a mortgage pre-approval is critical to ensure your financial viability when making an offer on a home. In most cases, a seller will not even seriously consider an offer unless it is accompanied by a pre-approval saying that you are financially able to buy the home and have.. Read More
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