Why Would an Underwriter Deny an FHA Loan?
Getting an FHA mortgage is often a great option for new home buyers or those with a limited housing budget to get home financing. An FHA loan offers many advantages, including low down payments, limited closing costs, more advantageous credit score criteria, and even the ability for the seller to pay some closing costs. But.. Read More
History Of Chattel Mortgages in the USA
When purchasing a piece of real estate, it’s important to understand the different types of mortgages. While many people assume that a conventional mortgage is the best or only option regardless of the type of property being purchased, that’s simply not the case. In many cases a chattel mortgage is the right option, especially if.. Read More
Borrowers Gained Over $6 Trillion in Home Equity from Q1 2010 to Q1 2020
Borrower equity increased by $590 billion in the first quarter of 2020 compared with a year earlier. National share of homes with negative equity was 3.4% for the first quarter of 2020. The amount of equity in mortgaged real estate increased by $590 billion in the first quarter of 2020 from the first quarter of.. Read More
Existing-Home Sales Wane 17.8% in April
Existing-home sales dropped in April, continuing what is now a two-month skid in sales brought on by the coronavirus pandemic, according to the National Association of Realtors®. Each of the four major regions experienced a decline in month-over-month and year-over-year sales, with the West seeing the greatest dip in both categories. Total existing-home sales,1 completed.. Read More
Essential Marketing Tools for Realtors
When you are selling your home, you expect your realtor to go all out for the marketing process. The more people who read about, hear about and see your home, the more offers you are likely to get. These are some of the best digital marketing apps and social networking tools that your realtor should.. Read More
Lower-Priced Homes Had the Highest Annual Appreciation in August, but Also the Largest Slowdown in Appreciation
Is There an End in Sight to the Affordable Housing Shortage? The real estate market has seen a boom year, with national home prices soaring. Given the way the real estate industry needed to pivot during the heart of the COVID-19 pandemic, finding new ways to market and show homes during a nationwide shutdown, speaks.. Read More
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