The advertised loan is a 30-year Fixed Rate Loan with a 30-year fully amortizing term . The interest rate is 3.615% for 360 months. The disclosed APR is based on the payment of 2.5% discount points. For a $715,000.00 loan, there is a 3.853% APR with a monthly principal and interest payment of $3,256.74 for 360 months. Interest rate quoted assumes a purchase or rate-term refinance with 45 day lock pricing at 65% loan-to-value (LTV), a minimum FICO score of 760 on a primary residence. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 3/5/2020 and are subject to change without notice.
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